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The 20 states where people are having the most trouble paying for their homes
Louisiana is third among states with the highest increase in delinquent mortgages.Cavan-Images/ShutterstockWalletHub ranked US states based on mortgage delinquency.Its list shows which states had the biggest increases in delinquent mortgages between 2025 and 2026.Vermont and Delaware had. the highest increases, the analysis found.In recent years, the economy hasn't been kind to homeowners and those looking to buy.Many potential buyers simply can't afford to buy a home, with the average 30-year mortgage rate over 6%. For the people who bite the bullet on a home loan, other costs are waiting. From property taxes and insurance to repair costs, Americans — some of whom face more challenging job markets — are paying more in home expenses than a simple monthly mortgage payment.Whatever the reasons, some homeowners are failing to pay their mortgage payments on time. When a payment is at least 30 days late, it's reported to the credit bureaus as delinquent.A WalletHub study released this month ranked the 50 US states by where delinquent mortgages increased the most from Q4 2025 to Q1 2026.It identified each state's share of the average number of delinquent loans in the first quarter of 2026 — that is, the state's mortgage delinquency rate — and calculated how much the number of delinquent mortgages changed from the previous quarter. The study used data collected in April from WalletHub's own database.Some states saw decreases in delinquent mortgages from the. end of 2025 to the beginning of 2026, with Wyoming the only state to record a double-digit decrease, at 14.41%. Nebraska and Mississippi followed, with decreases of 7.88% and 4.yüzde 27, respectively.Most states weren't as lucky, however, and reported increases in delinquent mortgages.See the 20 states with the highest mortgage delinquency increases, per WalletHub's study.20. South CarolinaCharleston, South Carolina.Grindstone Media Group/ShutterstockMortgage delinquency rate in Q1 2026: 10.yüzde 38Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 1.yüzde 6319. AlaskaAnchorage, Alaska.Jacob Boomsma/ShutterstockMortgage delinquency rate in Q1 2026: 6.yüzde 00Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 1.94%18. AlabamaBirmingham, Alabama.Sean Pavone/ShutterstockMortgage delinquency rate in Q1 2026: 10.85%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 0417. NevadaLas Vegas, Nevada.Old Town Tourist/ShutterstockMortgage delinquency rate in Q1 2026: 5.81%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.07%16. TennesseeNashville, Tennessee.James Andrews1/ShutterstockMortgage delinquency rate in Q1 2026: 9.21%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.08%15. OregonPortland, Oregon.Grindstone Media Group/ShutterstockMortgage delinquency rate in Q1 2026: 4.yüzde 95Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.09%14. IllinoisChicago, Illinois.Nejdet Duzen/ShutterstockMortgage delinquency rate in Q1 2026: 6.yüzde 97Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.37%13. CaliforniaSacramento, California.NorthSky Films/ShutterstockMortgage delinquency rate in Q1 2026: 4.yüzde 81Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 5312. Rhode IslandProvidence, Rhode Island.Veroniksha/ShutterstockMortgage delinquency rate in Q1 2026: 7.yüzde 34Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 5511. North CarolinaCharlotte, North Carolina.f11photo/ShutterstockMortgage delinquency rate in Q1 2026: 8.57%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 7010. IdahoBoise, Idaho.Sean Pavone/ShutterstockMortgage delinquency rate in Q1 2026: 6.yüzde 12Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 839. TexasDallas, Texas.Sean Pavone/ShutterstockMortgage delinquency rate in Q1 2026: 9.44%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 2.yüzde 978. ColoradoDenver, Colorado.f11photo/ShutterstockMortgage delinquency rate in Q1 2026: 5.02%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.yüzde 297. New HampshireConcord, New Hampshire.Wangkun Jia/ShutterstockMortgage delinquency rate in Q1 2026: 6.yüzde 25Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.yüzde 306. ConnecticutHartford, Connecticut.FilmRAW/ShutterstockMortgage delinquency rate in Q1 2026: 8.yüzde 00Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.38%5. MontanaBillings, Montana.JWCohen/ShutterstockMortgage delinquency rate in Q1 2026: 5.yüzde 33Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.yüzde 714. FloridaOrlando Florida.ByDroneVideos/ShutterstockMortgage delinquency rate in Q1 2026: 7.05%Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 3.yüzde 873. LouisianaNew Orleans, Louisiana.Sean Pavone/ShutterstockMortgage delinquency rate in Q1 2026: 14.yüzde 33Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 4.yüzde 402. DelawareWilmington, Delaware.JHVEPhoto/ShutterstockMortgage delinquency rate in Q1 2026: 8.yüzde 35Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 6.yüzde 921. VermontBurlington, Vermont.Frame Craft 8/ShutterstockMortgage delinquency rate in Q1 2026: 5.yüzde 81Increase in delinquent mortgage loans from Q4 2025 to Q1 2026: 12.yüzde 32Read the original article on Business Insider
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