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The best and worst US: states to retire in, ranked
The Villages, Florida.felixmizioznikov/Getty ImagesWalletHub ranked the best US states for retirees in 2026.Its report compared affordability, quality of life, and healthcare across states.Wyoming and Florida topped the list, while Kentucky ranked last.Retirement is full of decisions, and the state you choose to retire in could be the most important one.A recent WalletHub study pitted the 50 states against one another across three main categories — affordability, quality of life, and healthcare — to determine the best places for retirement.The three factors were assessed using 46 different metrics. To determine a state's affordability, metrics such as adjusted cost of living and retired taxpayer-friendliness were considered. Quality of life included metrics such as the risk of social isolation, the mildness of the weather, and even the number of bingo halls per capita, while the healthcare category considered metrics such as nurses, dentists, and health aides per capita, life expectancy, and more."Retirement is supposed to be relaxing, but it can also be incredibly stressful given that it typically puts people on a fixed income, which may not be enough for them to live comfortably," WalletHub analyst Chip Lupo said in the study. "As a result, the best states for retirees are those that have low taxes and a low cost of living to help retirees' budgets stretch as far as possible."WalletHub used data from the US Census Bureau, the Federal Bureau of Investigation, the US Bureau of Labor Statistics, the Centers for Disease Control and Prevention, and other sources.These are the states to retire in, ranked from worst to best.50. KentuckyLouisville, Kentucky.alexeys/Getty ImagesAffordability rank: 34Quality-of-life rank: 42Healthcare rank: 47With low rankings across all three categories, WalletHub found Kentucky to be the worst state for retirees in 2026.49. OklahomaOklahoma City, Oklahoma.Sean Pavone/Getty ImagesAffordability rank: 31Quality-of-life rank: 48Healthcare rank: 4348. MississippiJackson, Mississippi.Dennis MacDonald/Getty ImagesAffordability rank: 9Quality-of-life rank: 49Healthcare rank: 4947. West VirginiaShepherdstown, West Virginia.Samuel Frontino/Getty ImagesAffordability rank: 18Quality-of-life rank: 41Healthcare rank: 5046. HawaiiHonolulu, Hawaii.Iryna Olkhova/Getty ImagesAffordability rank: 49Quality-of-life rank: 21Healthcare rank: 1145. New YorkNew York City, New York.Brian Logan/Getty ImagesAffordability rank: 50Quality-of-life rank: 12Healthcare rank: 1244. ArkansasHot Springs, Arkansas.Sean Pavone/Getty Images/iStockphotoAffordability rank: 11Quality-of-life rank: 50Healthcare rank: 4543. WashingtonSeattle, Washington.SCStock/Getty ImagesAffordability rank: 46Quality-of-life rank: 17Healthcare rank: 1742. Rhode IslandProvidence, Rhode Island.Sanghwan Kim/Getty ImagesAffordability rank: 40Quality-of-life rank: 39Healthcare rank: 2141. New MexicoSanta Fe, New Mexico.Sean Pavone/Getty ImagesAffordability rank: 30Quality-of-life rank: 44Healthcare rank: 3640. OregonPortland, Oregon.Nicholas Klein/Getty ImagesAffordability rank: 43Quality-of-life rank: 27Healthcare rank: 2439. LouisianaBaton Rouge, Louisiana.felixmizioznikov/Getty Images/iStockphotoAffordability rank: 12Quality-of-life rank: 46Healthcare rank: 4638. IllinoisRockford, Illinois.GummyBone/Getty ImagesAffordability rank: 42Quality-of-life rank: 14Healthcare rank: 3037. AlabamaMobile, Alabama.Cavan Images/Getty Images/iStockphotoAffordability rank: 8Quality-of-life rank: 43Healthcare rank: 4836. MarylandCumberland, MarylandPBallay/Getty ImagesAffordability rank: 41Quality-of-life rank: 20Healthcare rank: 2235. New JerseyNewark, New Jersey.Leonid Andronov/Getty ImagesAffordability rank: 45Quality-of-life rank: 30Healthcare rank: 934. ConnecticutNew Haven, Connecticut.Ashley RK Smith/Getty ImagesAffordability rank: 44Quality-of-life rank: 23Healthcare rank: 633. TexasAustin, Texas.BackyardProduction/Getty ImagesAffordability rank: 25Quality-of-life rank: 38Healthcare rank: 3932. TennesseeNashville, Tennessee.Sean Pavone/Getty ImagesAffordability rank: 4Quality-of-life rank: 47Healthcare rank: 4431. NebraskaLincoln, Nebraska.Jacob Boomsma/Getty ImagesAffordability rank: 38Quality-of-life rank: 28Healthcare rank: 1930. VermontMontpelier, Vermont.jenifoto/Getty ImagesAffordability rank: 47Quality-of-life rank: 3Healthcare rank: 1029. GeorgiaAtlanta, Georgia.Sean Pavone/Getty ImagesAffordability rank: 16Quality-of-life rank: 40Healthcare rank: 4028. NevadaReno, Nevada.miroslav_1/Getty Images/iStockphotoAffordability rank: 5Quality-of-life rank: 45Healthcare rank: 4227. UtahSalt Lake City, Utah.Sean Pavone/Getty ImagesAffordability rank: 35Quality-of-life rank: 18Healthcare rank: 3126. KansasTopeka, Kansas.ChrisBoswell/Getty ImagesAffordability rank: 29Quality-of-life rank: 31Healthcare rank: 3525. CaliforniaSanta Barbara, California.Veronica Slavin/Getty ImagesAffordability rank: 39Quality-of-life rank: 22Healthcare rank: 824. MontanaBozeman, Montana.GummyBone/Getty ImagesAffordability rank: 36Quality-of-life rank: 10Healthcare rank: 2323. MassachusettsWaltham, Massachusetts.Bo Shen/Getty ImagesAffordability rank: 48Quality-of-life rank: 2Healthcare rank: 222. IndianaNew Albany, Indiana.AUSTIN MEURER/Getty ImagesAffordability rank: 14Quality-of-life rank: 35Healthcare rank: 4121. MichiganManistee, Michigan.otman lazrak/Getty ImagesAffordability rank: 32Quality-of-life rank: 16Healthcare rank: 2920. OhioAkron, Ohio.Sean Pavone/Getty Images/iStockphotoAffordability rank: 22Quality-of-life rank: 13Healthcare rank: 3819. MaineCamden, Maine.AlbertPego/Getty ImagesAffordability rank: 37Quality-of-life rank: 4Healthcare rank: 1418. ArizonaPhoenix, Arizona.Sean Pavone/Getty ImagesAffordability rank: 27Quality-of-life rank: 32Healthcare rank: 1617. South CarolinaCharleston, South Carolina.Susanne Neumann/Getty Images/iStockphotoAffordability rank: 6Quality-of-life rank: 37Healthcare rank: 3416. IdahoWallace, Idaho.Kirk Fisher/Getty ImagesAffordability rank: 21Quality-of-life rank: 24Healthcare rank: 2615. MissouriSt Charles, Missouri.Perry Spring/Getty ImagesAffordability rank: 10Quality-of-life rank: 29Healthcare rank: 3214. North DakotaBismarck, North Dakota.Jacob Boomsma/Getty Images/iStockphotoAffordability rank: 28Quality-of-life rank: 33Healthcare rank: 713. North CarolinaCharlotte, North Carolina.Leonid Andronov/Getty ImagesAffordability rank: 7Quality-of-life rank: 26Healthcare rank: 3712. VirginiaWilliamsburg, Virginia.Sean Pavone/Getty ImagesAffordability rank: 20Quality-of-life rank: 15Healthcare rank: 2511. WisconsinMilwaukee, WisconsinJon Mattrisch/Getty ImagesAffordability rank: 24Quality-of-life rank: 9Healthcare rank: 1810. IowaCedar Rapids, Iowa.Sean Pavone/Getty ImagesAffordability rank: 17Quality-of-life rank: 11Healthcare rank: 289. New HampshireManchester, New Hampshire.miroslav_1/Getty ImagesAffordability rank: 23Quality-of-life rank: 8Healthcare rank: 208. PennsylvaniaPittsburgh, Pennsylvania.Sean Pavone/Getty ImagesAffordability rank: 26Quality-of-life rank: 5Healthcare rank: 137. DelawareWilmington, DelawareBo Shen/Getty ImagesAffordability rank: 3Quality-of-life rank: 36Healthcare rank: 156. AlaskaAnchorage, Alaska.Serhii Horban/Getty ImagesAffordability rank: 13Quality-of-life rank: 34Healthcare rank: 55. MinnesotaMinneapolis, Minnesota.Sean Pavone/Getty ImagesAffordability rank: 33Quality-of-life rank: 7Healthcare rank: 14. ColoradoDenver, Colorado.RudyBalasko/Getty ImagesAffordability rank: 19Quality-of-life rank: 19Healthcare rank: 33. South DakotaRapid City, South Dakota.otman lazrak/Getty ImagesAffordability rank: 15Quality-of-life rank: 25Healthcare rank: 42. FloridaThe Villages, Florida.felixmizioznikov/Getty ImagesAffordability rank: 2Quality-of-life rank: 1Healthcare rank: 271. WyomingCasper, Wyoming.Jacob Boomsma/Getty ImagesAffordability rank: 1Quality-of-life rank: 6Healthcare rank: 33Wyoming barely edged out Florida for the overall No. bir spot on WalletHub's ranking.WalletHub also reported the state had the 10th strongest elder-abuse protections and the fifth-lowest violent crime rate in the US. It also has the nation's seventh-lowest poverty rate among residents ages 65 and up.Read the original article on Business Insider
